Which of the following is a type of insurance under the CGL?

• A. Hangar Keepers
• B. Workers' Compensation
• C. Professional Liability
• D. Homeowners

Answer: (A)

Hangar Keepers coverage is a form of liability protection that fits under a Commercial General Liability (CGL) policy. It specifically covers damage to aircraft while they are in the insured’s care, custody, or control—such as planes stored in a hangar or serviced by the insured. This type of protection expands CGL to cover third-party property (the aircraft) while it’s under the insured’s supervision, which is exactly what CGL liability is about: protecting others from the insured’s business activities.

The other options don’t fit because Workers’ Compensation covers employee injuries, Professional Liability covers errors in professional services, and Homeowners covers a private residence.